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200+ AI applications built for education, research, and industry. Exploring the intersection of artificial intelligence, gaming, and human-centered learning.
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These are not my projects. These were built by my students — people with no prior coding experience who learned to build intelligent systems from scratch.
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81 AI Courses & Projects
A free, interactive platform designed to empower children with financial skills through gamified learning and personalis...
An institutional-grade, course-specific AI learning assistant developed in collaboration with the University of Sydney a...
A multilingual personal tutor that can see what is on the page or screen, listen to questions, speak clear explanations,...
An AI application for delivering education at mass scale, developed as a counterpoint to a $1.5 million Auckland Univers...
An AI application capable of reading chats in multiple languages and replying instantly in the same language โ English, ...
A bilingual AI tutor designed specifically for Mฤori language education, created as a personal commitment to supporting ...
An AI tutor that reads, hears, types, and speaks in every major language โ reading English on screen and explaining it i...
Major feature expansion of the AI-Powered Interactive Learning Platform adding: an AI Examiner with unlimited random pra...
An AI tutor that tracks exactly what a student is looking at โ the video frame being watched, the text selected, the cod...
A standalone all-in-one learning environment containing all course materials, full SAS and Python consoles running in-br...
A personal NVIDIA GPU converted into a web server hosting an academic research platform. Students access ML and AI model...
A dual-AI education platform providing context-aware learning unlike generic AI assistants. One AI handles application f...
An AI-driven education platform hosted on Azure that surpasses Zoom and Teams. Left panel: an AI Technical Tutor (Azure ...
A comprehensive education platform using agentic AI and gamification to deliver interactive lectures, workshops, and sim...
I just built a professional lecture video using Remotion, React, and AI-assisted development. Traditional academia can't...
A machine learning-powered retail analytics platform that transforms 500K+ transactions into actionable business insight...
A desktop tool that fuses SAS analytics with OpenAI intelligence for one-click data analysis and reporting. Users point ...
An automated end-to-end SAS pipeline orchestrated by custom AI applications. From data ingestion in SAS through model tr...
A pioneering approach to research dissemination that transforms academic findings into AI-generated songs. The research ...
A first-of-its-kind research collaboration platform unifying version control (full Git integration), LaTeX editing (real...
An extension of the ReCollab platform enabling one-click research workflows: automatic data analysis, full academic pape...
The unified research and industry collaboration system that collapses years of effort into days. ReCollab operates as a ...
A custom-trained LLM built on 50+ papers from top finance and economics journals that writes in the voice of the Journal...
An interactive dashboard for analysing how life events, financial hardship, and wellbeing transmit across family network...
A research platform born from the fusion of engineering precision, business insight, and AI intelligence. Combines advan...
A novel mathematical and AI model introducing Recursive Panel Machine Learning for predictive analytics. Unlike standard...
Presenting my working paper: I lost sleep over a research question no traditional model could answer. When a father lose...
An AI-powered enterprise application built on AWS Cloud using LangChain, OpenAI GPT, and Streamlit that goes beyond stan...
An AI-powered application developed for the Meta Quest 3 virtual reality headset, combining immersive VR experiences wit...
A smartwatch application that detects cognitive intent through brainwave signals (EEG) and triggers watch actions withou...
An Android application enabling voice command control over multiple AI agents that communicate with each other autonomou...
An AI-powered web application that analyses uploaded CVs using GPT-4 to suggest relevant career directions across market...
An intelligent shopping companion that tracks live product prices across New Zealand e-commerce sites and sends real-tim...
An AI agent that activates automatically when data is sent to a designated email address. The agent downloads attached f...
A custom AI infrastructure deployed on a personal NVIDIA 4090 GPU that outperforms OpenAI in both vision and speech task...
A personal NVIDIA RTX 4090 SUPER converted from a gaming GPU into an on-premises AI campus capable of: computer vision w...
A complete local AI pipeline running on an RTX 4090 desktop integrating all LLM models locally (Llama and others), compu...
I solved a problem that haunted me for months. I've built 200+ AI-powered apps, 200+ multilingual courses, educational g...
An AI-powered trading application featuring an intelligent trade suggestion engine. The AI Trade Tool provides data-driv...
A fully interactive credit scoring dashboard powered by AI, AWS, and LangChain for real-time decision intelligence in fi...
A smart budgeting and investment planner featuring a conversational interface for tracking income, expenses, and savings...
A Streamlit application that transforms raw financial statements into CFO-level insights within seconds. The system uses...
An AI agent integrating Gemini and DeepSeek models to provide financial advice based on budget estimations. The agent is...
A web-hosted AI agent linked to ChatGPT that provides personalised financial planning based on client budgets and financ...
A complete financial planning platform built specifically for New Zealand, performing in one minute what traditionally c...
A financial communication platform built on Azure breaking down barriers in financial services through three capabilitie...
A full-stack financial literacy platform combining gamification, AI-based assistance, and real-time visualisation to tea...
An AI-powered dashboard that produces complete, 20-page institutional-grade equity research reports in minutes. Performs...
An equity research workflow running entirely on a local NVIDIA 4090 desktop, automating reports for any public company. ...
An end-to-end agentic workflow that automates equity research from raw SEC filings to first-draft reports with no extern...
An AI application that recreates a company's annual report page by page using raw financial data and AI-generated commen...
A finance application that transforms an Income Statement and Balance Sheet into robust financial models, long-range for...
A machine learning application predicting insurance costs with 90% accuracy using age, BMI, smoking status, and other fa...
A property valuation platform combining 13 advanced ML models including Kernel Ridge Regression, XGBoost, LightGBM, CatB...
NZ small businesses are being bled dry by subscription software โ hundreds per month for technology they could own. Whil...
I just modeled Fonterra's financial future in 5 minutes. Can New Zealand's dairy industry compete globally without this ...
A AAA-rated educational game built in Unreal Engine 5 featuring triple-A quality graphics and gameplay. Includes solo qu...
The world's first global analytics and logical reasoning tournament inside a student metaverse. Features skill-specific ...
A free battle royale game built in Fortnite UEFN where knowledge is the weapon. Players drop into a TMNT New York City m...
An educational open-world game inspired by GTA (Grand Theft Auto) โ but replacing violence with learning. GPA 6 (Grand P...
A custom Mario Kart-style racing game designed for gamified course teaching. Students race competitively while answering...
An educational game modelled on Temple Run where questions serve as obstacles. Answer wrong and you stumble; answer righ...
A humanoid robot lecturer powered by an onboard LLM and OpenAI agent that watches presentation slides, explains them on ...
A fully autonomous AI companion robot capable of real-time conversation on any topic. The robot maintains a permanent pr...
An autonomous humanoid robot enhanced with a multilingual human assistant capability. The robot operates independently a...
A TonyPi humanoid robot running three independent AI engines entirely onboard โ no cloud relay PC required. The robot se...
A fully autonomous see โ think โ narrate pipeline built into a humanoid robot. The robot analyses a company's financial ...
A humanoid robot running AI entirely inside its own system, matching the capability of cloud-based language models. The ...
A talking humanoid robot designed to teach financial literacy to children. The robot speaks and explains money concepts ...
An upgraded demonstration of the robot lecturer system with enhanced onboard LLM and OpenAI agent capabilities. The robo...
A complete hardware-software integration where a TonyPi humanoid robot joins Zoom calls, watches shared screens via HD c...
A humanoid robot that joins Zoom like a real professor, sees slides through its camera, understands every detail with AI...
A Raspberry Pi-powered robot configured as a permanent AI lecturer in a Zoom room. The robot watches whatever students s...
A milestone achievement where the humanoid robot transitions from a programmed machine to a fully autonomous AI companio...
A robot-based AI teaching assistant that maintains a permanent Zoom presence, allowing students to join anytime, anywher...
A humanoid robot that runs Zoom meetings completely autonomously using its own HD camera as video feed, its own micropho...
A self-contained TonyPi humanoid running three AI engines entirely within its own hardware โ eliminating the need for a ...
A fully autonomous see โ think โ narrate pipeline where a humanoid robot analyses company financial statements from its ...
A humanoid robot reimagining how children learn financial literacy โ replacing boring textbooks with interactive, embodi...
A distributed robotics architecture where autonomous agents separated by thousands of miles communicate seamlessly throu...
A vision for the next frontier of esports where gaming, robotics, and AI converge. Players use Xbox controllers to comma...
Technical Expertise
Self-hosted large language models with zero cloud dependencies
Unreal Engine 5 games for PC, Xbox, PlayStation, Switch
Speech-to-text (Whisper) and text-to-speech (XTTS) systems
Applications supporting 17+ languages with real-time translation
Engineer. Researcher. Educator. Builder. Founder.
A career spanning four disciplines that rarely meet in one person: Electronics Engineering, Financial Economics, Management, and Artificial Intelligence. Taught at Durham University (UK), Aberystwyth University (UK) and its Mauritius campus, NED University of Engineering & Technology (Pakistan), Massey University (New Zealand) and its Singapore campus at PSB Academy — five countries across Europe, Africa, Asia, and the Pacific.
Started as an Instrument & Control Engineer automating industrial giants across petroleum, telecoms, hospitals, manufacturing, and logistics — building safety-critical control systems for British Petroleum (BP), OMV, NRL, OGDCL, Pakistan Steel Mills, and Pak Suzuki. As an engineering undergraduate in 2002, built an interactive cable TV voting system via SMS that spread across South Asia — years before streaming existed.
After a PhD at Durham University (UK), led corporate finance teams at Deloitte, delivered projects for The World Bank and international investors, and collaborated with Silicon Valley AI startups. In New Zealand, advised the Ministry of Social Development, Financial Markets Authority, Retirement Commission, FinCap, IRD, major NZ banks, insurance providers, Ministry of Health, and District Health Boards.
Developed the first-ever university course using SAS Viya at a time when both academia and industry were barely aware of the platform. Shaped its V2 as a pilot participant, built SAS automation applications, and taught the entire SAS software ecosystem. In 2026, SAS Institute named me a Global SAS Educator Award winner — featured in the official press release, personally invited to SAS Innovate 2026 in Texas to receive the award among Fortune 100 executives and top tech leaders, and spotlighted at the inaugural SAS Educate APAC 2026.
Today building AutoMatrixLab — 200+ AI-powered applications, multilingual courses, and gamified learning for 500M+ Hindi, Urdu, and multilingual learners. At its core: “Educational Jarvis” — an always-on, screen-aware AI companion on local NVIDIA RTX 4090 infrastructure, orchestrating intelligent agents across every tool you use.
Career
Massey University, Auckland & Singapore (PSB Academy) | Jan 2018 – Present (7+ years)
Developed ‘Big Data in Finance and Banking’ and ‘Applied Econometrics Methods’ courses for Master of Analytics. Pioneered the first-ever university course using SAS Viya at a time when both academia and industry were barely aware of the platform. Shaped its V2 as a pilot participant providing direct technical feedback to the SAS USA team. Built SAS automation applications and taught across the entire SAS software ecosystem. Built 200+ AI applications on local NVIDIA RTX 4090 infrastructure. Supervised PhD and Master’s students in advanced analytics and household finance. Also taught at Massey’s Singapore campus at PSB Academy. Recipient of the 2026 SAS Global Educator Award.
New Zealand | Jan 2019 – Present (6+ years)
Assisted Ministry of Social Development, Financial Markets Authority, Retirement Commission, FinCap, IRD, banks and insurance providers with data analytics consulting, policy research, and advanced econometric modelling.
Aberystwyth University, Wales, UK & Mauritius Campus | Jan 2016 – Jan 2018 (2 years)
Program Leader for Accounting and Finance. Module Leader for Investments and Financial Instruments, Corporate Finance, Financial Management, Auditing, and Financial Accounting. Also taught at Aberystwyth’s transnational campus in Mauritius.
Silicon Valley & Global | Jan 2015 – Dec 2017 (3 years)
Assisted several organisations including Silicon Valley based startups with local and overseas artificial intelligence and analytics projects.
Deloitte, Pakistan | Jan 2016 – Dec 2016
Led corporate finance teams in consulting and advisory projects for international clients including The World Bank and high-profile international investors. Provided training and mentorship to consulting teams.
Durham University Business School, UK | Jan 2011 – Mar 2013
Taught seminars in Advanced Microeconomics and Economic Principles modules. Assisted postgraduate students in dissertation work.
Institute of Industrial Electronics Engineering (IIEE), NED University, Pakistan | 2006 – 2009
Taught Engineering Economics and Mathematics modules at the same institution where I graduated as an Industrial Electronics Engineer. Conducted workshops in computer programming and automation.
National Engineering & Scientific Commission of Pakistan | Jan 2006 – Dec 2010 (5 years)
Led ISO 9001, 14001 and OHSAS compliance and EMI/EMC Engineering across major industrial clients in petroleum, telecoms, hospitals, manufacturing, and logistics. Delivered automation and instrumentation projects for OGDCL, Pakistan Steel Mills, Pak Suzuki, and national telecom and healthcare infrastructure. Supervised quality management systems and electromagnetic compatibility testing across diverse industrial environments.
ENAR Petrotech Services Pvt. Ltd. | Jan 2005 – Dec 2005
Designed, implemented and supervised instrumentation and control systems for petroleum giants including British Petroleum (BP), OMV, and NRL. Automated industrial processes across petrochemical, manufacturing, and energy sectors — building safety-critical systems where failure means explosions, chemical leaks, or production losses costing millions per hour.
Industry Impact
First lecturer in the world to teach with SAS Viya — deploying it at a time when both academia and industry were barely aware of the platform. Shaped SAS Viya V2 as a handpicked pilot participant, providing direct technical feedback to SAS USA. Built SAS automation applications using cloud and local license installations. Taught the entire SAS software ecosystem: Base SAS, SAS/STAT, SAS/ETS, Enterprise Miner, Enterprise Guide, SAS/GRAPH, SAS/OR, SAS Studio, SAS Viya, JMP, and more. Recipient of the 2026 SAS Global Educator Award. Personally invited to SAS Innovate 2026 in Texas. Spotlighted at the inaugural SAS Educate APAC 2026.
Assisted Ministry of Social Development, Financial Markets Authority, Retirement Commission, FinCap, IRD, Banks, Insurance providers, Ministry of Health, DHBs and manufacturing industries with analytics and subject matter advice.
Assisted several organisations including Silicon Valley based startups with local and overseas artificial intelligence and analytics projects through global joint venture collaborations.
Completed several commissioned and noncommissioned analytics and research projects for Massey University Fin-Ed Centre, earning significant revenue for the school and the Centre.
Qualifications
Durham University Business School, UK | 2011–2015
Best Thesis Award • Distinction in all coursework
Commonwealth Scholarship (full fee and maintenance grant). Research focus on household finance, financial literacy, and stock market participation. Published in FT50 journals.
Institute of Business Management, Pakistan | 2006–2008
Second Position — CGPA 3.68/4.0
Merit scholarship recipient. Foundation for transition from engineering to financial research and academia.
NED University of Engineering & Technology, Pakistan | 2001–2004
Fourth Position — CGPA 3.55/4.0
Merit scholarship (2001–2004). The engineering mindset that drives the technical architecture behind every AI project.
Academic Output
Journal of Banking and Finance (A* Journal) — 2022
Balloch, A., Engels, C. and Philip, D. Establishes a sizeable negative effect of poor mental health on net worth.
Review of Finance (FT50 Journal) — 2015
Balloch, A., Philip, D. & Nicolae, A. Examining financial literacy, trust, and stock market participation.
FamNet Research — 437,006 observations, 21 years HILDA data
Discovers that 93–96% of hardship damage is psychological. Hybrid Competing Risk Hit Model combining Cox, DeepHit, and neural survival analysis.
NZ Retirement Commission Insights Bites — Apr 2022
Demonstrated the power of panel data and advanced models to resolve critical social and economic issues.